Corporate card insurance benefits
Discover the insurance benefits of corporate gold or platinum cards
- Additional insurance benefits available to protect you and your business
- Enhanced protection for platinum cards
- Cover includes travel, fraud, purchase protection and more
Your card comes with it a range of added value benefits and insurance to cover you for a range of circumstances from travel to fraud.
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Travel insurance and accident cover
The following is automatically covered with our gold and platinum cards. To validate the service, all you need to do is use your card to pay for the trip. This will also provide cover for up to three people travelling with you.
- Personal travel accident cover while in transit on public transport – up to £100,000 for 4 people including the cardholder
- Travel delay insurance – up to £25 per hour up to a maximum 12 hours
- Delayed and replacement baggage insurance – up to £50 per hour up to a maximum of £300 per person
- Document replacement – includes courier charges, reprinting and sending faxes up to a maximum of £1,000
- Legal Expenses – up to £25,000.
Additional cover for platinum cardholders
- Emergency medical expenses – up to £2 million worldwide
- Personal accident benefit of £250,000 during your trip when travelling on Public Transport, £25,000 at any other time while you're there
- Personal liability – up to £1 million
- Evacuation and repatriation expenses – up to £1 million
- Legal expenses – up to £25,000
- Cancellation – up to £3,000
- Personal baggage replacement – up to £1,200
- Hospital benefit – £25 per day (for a maximum of 30 days or £750)
- Lost Money – replacement up to the value of £500
- Emergency Transport should you fall ill – up to £10,000.
Since personal travel accident cover isn't comprehensive travel insurance and only provides cover for bodily injury leading to death or permanent total disability while using public transport on a business trip outside your home country, we suggest you consider additional cover.
Terms and conditions apply
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Cardholder misuse insurance
Should you find that one of your cardholders has used their card inappropriately and you're unable to get them to reimburse you, you could be covered for up to £15,000 per cardholder, and up to £1,000,000 each year for your business as a whole.
This cover also extends to contract and temporary staff. You will be able to claim for all fraudulent card transactions that took place in the 75 days before discovery of your loss, and for any further transactions that may come to light in the 14 days following you notifying us of the loss.
Terms and conditions apply
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Purchase protection
When you buy eligible goods worth over £50, you're protected against accidental damage, loss or theft for the first 90 days, subject to an excess of £50. If any of these occur within that period, you must notify us of the incident within 45 days of it happening, and the police within 36 hours.
Details of gold cover
- Any single item up to £2,500
- Individual claims or occurrences limited to a maximum of £5,000 (each and every card)
- Maximum claim covered per cardholder in any one year is £10,000
Details of platinum cover
- Individual items covered up to a maximum of £3,000
- Individual claims or occurrences limited to a maximum of £6,000 (each and every card)
- Maximum claim covered per cardholder in any one year £12,000
Terms and conditions apply
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Extended warranty cover
For most purchases worth over £50, paid for in full on your corporate card, you're entitled to 12 months extra cover on top of the manufacturer's warranty.
This cover is valid for a maximum of 24 months, and subject to an excess of £50.
Details of gold cover
- Individual items covered up to a maximum of £2,500
- Individual claims or occurrences limited to a maximum of £5,000
- Maximum claim covered per cardholder in any one year £10,000
Details of platinum cover
- Individual items covered up to a maximum of £3,000
- Individual claims or occurrences limited to a maximum of £6,000
- Maximum claim covered per cardholder in any one year £12,000
Terms and conditions apply
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Card Protection Plan (CPP)
As a cardholder, you can register your personal and business cards, passports and driving licenses with our Card Protection Plan. For a fee of £29 per cardholder per year, or £70 for three years, you'll be covered should your cards be lost or stolen. The service will cancel and replace all of the cardholders' cards with just one call, and provide them up to £100,000 insurance against fraud. It also includes:
- Reporting and organising replacements for all missing cards on your behalf
- Emergency cash advances of up to £3000.
- Arrangements to be made for emergency travel documentation and travel tickets.
Terms and conditions apply
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Online payment and fraud protection
Your Barclaycard corporate charge card helps keep you safe from fraud when shopping online with:
Online protection – we continually monitor online transactions to help identity any suspicious activity and protect you from fraud. And if an unauthorised transaction takes place, your business won't be liable. There's further cover with free online fraud protection insurance.
Barclaycard Secure provides online payment security in the same way as chip and pin does when you buy things in shops by requesting a secure password each time you use your card to pay online.
Terms and conditions apply
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