Hilton HHonors^™ Platinum Visa^® Credit Card

Welcome to the Hilton HHonors Platinum Visa Card

We’re offering a free night certificate, for any weekend night when you spend £750 in the first 90 days.

Earn Hilton HHonors^™ Bonus Points on all eligible purchases and redeem them for exciting rewards, including free hotel nights at more than 3,700 hotels within the Hilton Worldwide portfolio, premium merchandise, and unforgettable experiences in 82 countries. Points can be redeemed for free nights at participating hotels from 7,500 points. Offer terms and conditions apply

We’d like you to enjoy many more experiences worth sharing

With the Hilton HHonors Platinum Visa Card you can enjoy exclusive benefits and earn HHonors Bonus Points that can be redeemed for free stays when you use your card. You can:

• Earn up to 10,000 HHonors Bonus Points (2,500 for each of your first 4 stays at any hotel in the Hilton Worldwide portfolio of brands)
• Earn 3 HHonors Bonus Points for every £1 you spend at participating hotels within the Hilton Worldwide portfolio of brands (in addition to the Base Points you already earn)
• Earn 2 HHonors Bonus Points for every £1 you spend everywhere else

Want even more?

When you take out a Hilton HHonors Platinum Visa Credit Card you will also get 0% interest for 12 months on balance transfers made within 60 days of account opening (2.99% handling fee applies)

	BLUE Elite Status*	SILVER Elite Status*	GOLD Elite Status*
Complimentary weekday newspaper at Hilton Grand Vacations properties and Waldorf Astoria hotels upon request and subject to availability
Fast track HHonors check-in at a designated desk
Late check out at Hilton Grand Vacations properties and Waldorf Astoria hotels upon request and subject to availability
Early check in at Hilton Grand Vacations properties and Waldorf Astoria hotels upon request and subject to availability
Complimentary access to Hilton owned & operated health clubs or fitness centres
Complimentary high speed internet access
Automatic room upgrade whenever available
The option to choose executive Floor Lounge access or daily complimentary Continental breakfast at most hotels Bonus on all HHonors Base Points
Bonus on all HHonors Base Points		15% Bonus	25% Bonus

*Room upgrades, health clubs/fitness centres access, lounge access, breakfast and other status benefits vary by hotel and are subject to availability.

Additionally, you can manage your account online to learn the most up to date information about your account-track payments, recent charges and your balance.

Important information

Hilton HHonors Platinum Visa reserves the right to withdraw this offer at any time. Hilton HHonors Platinum Visa is subject to application and status. Terms and Conditions apply.

TERMS AND CONDITIONS
You must be a member of Hilton HHonors to earn HHonors Points. Points will appear within 6-8 weeks of the qualifying purchase. HHonors Bonus Points are earned on net purchases (purchases less returns) made with the Hilton HHonors Platinum Visa Card.

Hilton HHonors^™ membership, earning of Points & Miles^™, and redemption of points are subject to HHonors Terms and Conditions. ©2011 Hilton Worldwide.

Hilton HHonors^™ Platinum Visa Card is provided exclusively by Barclays Bank PLC trading as Barclaycard and we do not work with any other lender. Hilton HHonors Platinum Visa Card is issued by Barclays Bank PLC. Hilton HHonors^™ is a trademark of Hilton HHonors Worldwide, LLC. Visa^® is a trademark of Visa^™ International Service Association. Barclays Bank PLC is authorised and regulated by the Financial Services Authority and subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Registered in England. Registered No: 1026167. Registered Office: 1 Churchill Place, London E14 5HP.

Think about Hilton HHonors Platinum Visa Credit Card if you:

• Want a credit card that rewards you every time you make a purchase
• You are aged 18 or over
• You are not a student
• You have no history of bankruptcy or defaulted credit agreements
• You haven’t had any County Court Judgements (CCJs) or Individual Voluntary Arrangements (IVAs) in the past 5 years
• You haven’t recently applied or been declined for the Hilton HHonors Platinum Visa Credit Card

The information contained in this table summarises key product features and is not intended to replace any terms and conditions.

Interest rates	Introductory Rates	Monthly interest rate	Annual interest rate
Purchases	N/a	1.456%	18.9%
Cash Advances	N/a	2.075%	27.9%
Balance transfers	0% interest for 12 months on balance transfers made within 60 days of account opening with a handling fee of 2.99%.	1.456%	18.9%

Monthly payment	Minimum payment each month	£50 each month	£100 each month
How much interest will be charged in the first year?	£163.65	£147.04	£104.93
How much interest will be charged in the second year?	£135.95	£62.33	£1.00
How long would it take to clear the balance?	13 years 9 months	2 years 3 months	1 year 2 months

Hilton HHonors Platinum Visa Credit Card balance transfer terms and conditions

1. You can transfer up to 90% of your credit limit depending on the available credit limit on your account.
2. We reserve the right to refuse a credit card balance transfer or to limit the amount you can transfer.
3. A 2.99% handling fee will apply to each 0% interest balance transfer you make.
4. We can’t accept transfer from cards or loans issued by companies within the Barclays Group.
5. If you choose to close your account with other lenders, please let them know in writing.
6. You should continue to make payments to other lenders until the balance has been confirmed.
7. At the end of their promotional periods, Promotional Balances will be transferred to the Standard Balance and the standard rate will apply unless they relate to cash transactions in which case they will be transferred to the Cash Balance and the cash rate will apply.
8. We will transfer Promotional Balances to the Standard Balance or the Cash Balance (as relevant) at the end of the promotional period and also if you break this agreement.
9. We will also apply the standard rate (or cash rate if applicable) to Promotional Balances before the end of their promotional periods if you do not make at least your minimum payment by the payment due date or if you exceed your credit limit at any time.
10. To qualify for this balance transfer offer you must transfer any balance within 60 days of opening your Hilton HHonors Platinum Visa account. Please see summary box and Hilton HHonors Platinum Visa conditions about allocation of payments.