HHonors^® Platinum Visa^® Credit Card

At Barclaycard we have a partnership credit card with Hilton HHonors that offers you great rewards.

Welcome to the Hilton HHonors Platinum Visa Credit Card with 10,000 HHonors Bonus Points

We’re offering you 10,000 HHonors bonus points when you apply and make a purchase within 90 days of opening the Hilton HHonors Platinum Visa Credit Card.

With 10,000 HHonors bonus points you’re well on your way to enjoying a free night's stay at a Hilton Family hotel worldwide. Free hotel stays are just the beginning. You can use HHonors points for great holidays, Experience Rewards, Shopping, Giving back and much more.

Why not earn 2,000 HHonors Points from your everyday spending

This is the only UK credit card that earns you Hilton HHonors bonus points on your everyday spend. The average family spend £76.50 on their weekly groceries and transport*. If you used your Hilton HHonors Platinum Visa Credit Card this could earn you 2,000 HHonors bonus points every 3 months! Plus, if you used your card at any participating Hilton Family hotel worldwide you could earn even more bonus points.

Remember you’ll get:

• 3 HHonors bonus points for very £1 you spend at participating Hilton Family hotels worldwide
• 2 Hilton HHonors bonus points for very £1 you spend on your everyday purchases such as groceries and petrol

Want even more?

When you take out a Hilton HHonors Platinum Visa Credit Card you will also get 0% interest on balance transfers for 12 months made within 60 days of account opening (2.99% handling fee applies)

Important information

Hilton HHonors Platinum Visa reserves the right to withdraw this offer at any time. Hilton HHonors Platinum Visa is subject to application and status. Terms and Conditions apply.

TERMS AND CONDITIONS
You must be a member of Hilton HHonors to earn HHonors points. Points will appear within 4-6 weeks of the qualifying purchase. Hilton HHonors bonus points are earned on net purchases (purchases less returns) made with the Hilton HHonors Platinum Visa Card.

Hilton HHonors® membership, earning of Points & Miles®, and redemption of points are subject to HHonors Terms and Conditions. ©2009 Hilton Hotels Corporation.

Hilton HHonors® is a registered trademark of Hilton HHonors Worldwide, LLC. Visa® is a registered trademark of Visa International Service Association. Hilton HHonors Platinum Visa Card is brought to you by Barclaycard. Barclaycard is a trading name of Barclays Bank plc. Registered in England. Registered No:1026167. Registered Office: 1 Churchill Place, London E145HP. Barclays Bank plc is authorised and regulated by the Financial Services Authority.

*Office for National Statistics. Family Spending 2008 Edition. Transport includes petrol, diesel and other motoring oils, rail, tube and bus fares. Groceries includes food and non-alcoholic drinks.

Think about Hilton HHonors Platinum Visa Credit Card if you:

• Want a credit card that rewards you every time you make a purchase
• You are aged 18 or over
• You are not a student
• You have no history of bankruptcy or defaulted credit agreements
• You haven’t had any County Court Judgements (CCJs) or Individual Voluntary Arrangements (IVAs) in the past 5 years
• You haven’t recently applied or been declined for the Hilton HHonors Platinum Visa Credit Card

The information contained in this table summarises key product features and is not intended to replace any terms and conditions.

Interest rates	Introductory Rates	Monthly interest rate	Annual interest rate
Purchases	N/a	1.313%	16.9%
Cash Advances	N/a	2.075%	27.9%
Balance transfers	0% interest for 12 months on balance transfer made within 60 days of account opening with a handling fee of 2.99%.	1.313%	16.9%

Monthly payment	Minimum payment each month	£50 each month	£100 each month
How much interest will be charged in the first year?	£147.44	£131.43	£92.46
How much interest will be charged in the second year?	£120.65	£52.96	£0
How long would it take to clear the balance?	12 years, 9 months	2 years, 1 month	1 year

Hilton HHonors® Platinum Visa® Credit Card balance transfer terms and conditions

1. You can transfer up to 90% of your credit limit depending on the available credit limit on your account.
2. We reserve the right to refuse a credit card balance transfer or to limit the amount you can transfer.
3. A 2.99% handling fee will apply to each 0% interest balance transfer you make.
4. We can’t accept transfer from cards or loans issued by companies within the Barclays Group.
5. If you choose to close your account with other lenders, please let them know in writing.
6. You should continue to make payments to other lenders until the balance has been confirmed.
7. At the end of their promotional periods, Promotional Balances will be transferred to the Standard Balance and the standard rate will apply unless they relate to cash transactions in which case they will be transferred to the Cash Balance and the cash rate will apply.
8. We will transfer Promotional Balances to the Standard Balance or the Cash Balance (as relevant) at the end of the promotional period and also if you break this agreement.
9. We will also apply the standard rate (or cash rate if applicable) to Promotional Balances before the end of their promotional periods if you do not make at least your minimum payment by the payment due date or if you exceed your credit limit at any time.
10. To qualify for this balance transfer offer you must transfer any balance within 60 days of opening your Hilton HHonors Platinum Visa account. Please see summary box and Hilton HHonors Platinum Visa conditions about allocation of payments.