Orange Credit Card

At Barclaycard we have a partnership credit card with Orange that offers you great rewards. And you get text alerts to help you stay in control of your spending too.

Rack up rewards when you spend

For every £1 you spend on your card, you'll get 1 Orange Credit Card reward point. You can swap them for:

• Money off your Orange phone bill if you are a pay monthly customer, and extra credit if you pay as you go
• Vouchers to spend with high street brands
• Trips and special events, from tickets to see The MasterCard Trophy – International Barbarian fixtures at Twickenham, to mountain biking for the day
• Orange discounts on everything from the hottest new phones to mobile accessories †
• Donations to good causes, like Guide Dogs or UNICEF

Track what you spend

With the Orange Credit Card, we can text you everything you need to know to keep a tab on your spending. This includes:

• Weekly balance alerts*
• Monthly payment due reminders*
• Alerts based on your choice of weekly or monthly spending limit

You can also set up your own personal alerts and spending limits for specific things like online, international or large payments**.

Contactless payments

Orange Credit Card includes contactless payment technology, a new, quick and easy way to pay for purchases of £15 or under.

Want even more?

When you take out an Orange Credit Card you'll get two 0% offers to get you started including:

• 0% interest on balance transfers for 12 months from account opening (2.5% handling fee applies)
• 0% interest on Orange purchases for 3 months from account opening

Important Information

Orange Credit Card reserves the right to withdraw this offer at any time. Orange Credit Card is subject to application and status. Terms and Conditions apply.

* You will receive these text alerts for as long as you are using your Orange Credit Card. The text alert may not include transactions made within the last 24 hours or if there has been a delay in transferring data.

** Alerts will only work provided the retailer is correctly set up with their bank.

†Offer does not apply to Orange franchise outlets.

Think about Orange Credit Card Credit Card if you:

• Want a credit card that rewards you every time you make a purchase
• You are aged 18 or over
• You are not a full time student
• You haven’t missed payments on a credit card, loan or mortgage in the last 12 months
• You have no history of bankruptcy or defaulted credit agreements
• You haven’t had any County Court Judgements (CCJs) or Individual Voluntary Arrangements (IVAs) in the past 5 years
• You haven’t recently applied or been declined for the Orange Credit Card

The information contained in this table summarises key product features and is not intended to replace any terms and conditions.

Interest rates	Introductory Rates	Monthly interest rate	Annual interest rate
Purchases	0% interest on Orange purchases for 3 months from account opening.	1.457%	18.9%
Cash Advances	N/a	2.207%	29.9%
Balance transfers	0% interest for 12 months on balance transfer made within 60 days of account opening with a 0% interest on balance transfers for 12 months from account opening (2.5% handling fee applies).	1.457%	18.9%

Monthly payment	Minimum payment each month	£50 each month	£100 each month
How much interest will be charged in the first year?	£119.38	£97.69	£56.70
How much interest will be charged in the second year?	£142.60	£53.28	-
How long would it take to clear the balance?	17 years 11 months	2 years 1 month	1 year 1 month

Orange Credit Card balance transfer terms and conditions

1. You can transfer up to 90% of your credit limit, depending on the available credit limit on your account.
2. We reserve the right to refuse a credit card balance transfer or to limit the amount you can transfer.
3. A 2.5% handling fee will apply to each 0% interest balance transfer you make.
4. We can’t accept transfer from cards or loans issued by companies within the Barclays Group.
5. If you choose to close your account with other lenders, please let them know in writing.
6. You should continue to make payments to other lenders until the balance has been confirmed.
7. At the end of their promotional periods, Promotional Balances will be transferred to the Standard Balance and the standard rate will apply unless they relate to cash transactions in which case they will be transferred to the Cash Balance and the cash rate will apply.
8. We will transfer Promotional Balances to the Standard Balance or the Cash Balance (as relevant) at the end of the promotional period and also if you break this agreement.
9. We will also apply the standard rate (or cash rate if applicable) to Promotional Balances before the end of their promotional periods if you do not make at least your minimum payment by the payment due date or if you exceed your credit limit at any time.
10. To qualify for this balance transfer offer you must transfer any balance within 60 days of opening your Orange Credit Card account. Please see summary box and Orange Credit Card conditions about allocation of payments.