Thomas Cook Credit Card

At Barclaycard we have a partnership credit card with Thomas Cook that offers you great rewards.

Save money at Thomas Cook with Travel Pounds

The Thomas Cook Credit Card can turn your everyday spending into cheaper holidays and travel at Thomas Cook and Going Places. Here’s how:

• Earn Travel Pounds at a rate of 1% on all your spend everywhere – that’s 1 Travel Pound for every £100 spent
• Redeem Travel Pounds against any holiday or travel purchases at Thomas Cook or Going Places. Each and every Travel Pound is worth £1.

0% commission on holiday money

Buy your holiday money with the card at Thomas Cook or Going Places and there’s no cash handling fee – plus it’s treated as a card purchase, not a cash withdrawal, so interest is only charged at the standard rate, not the higher cash rate.

Want even more?

When you take out a Thomas Cook Credit Card you'll get two 0% offers to get you started including:

• 0% interest on balance transfers for 9 months made within 60 days of account opening (2.99% handling fee applies)
• 0% interest on card purchases for the first 3 months from account opening

Important information

Thomas Cook Credit Card reserves the right to withdraw this offer at any time. Thomas Cook Credit is subject to application and status. Terms and Conditions apply

*Full terms & conditions apply to Travel Pounds.

Think about Thomas Cook Credit Card if you:

• Want a credit card that rewards you every time you make a purchase
• You are aged 18 or over
• You are not a student
• You haven’t missed payments on a credit card, loan or mortgage in the last 12 months
• You have no history of bankruptcy or defaulted credit agreements
• You haven’t had any County Court Judgements (CCJs) or Individual Voluntary Arrangements (IVAs) in the past 5 years
• You haven’t recently applied or been declined for the Thomas Cook Credit Card

The information contained in this table summarises key product features and is not intended to replace any terms and conditions.

Interest rates	Introductory Rates	Monthly interest rate	Annual interest rate
Purchases	0% interest on all Thomas Cook purchases for 3 months from account opening.	1.527%	19.9%
Cash Advances	N/a	2.207%	29.9%
Balance transfers	0% interest for 9 months on balance transfer made within 60 days of account opening with a handling fee of 2.99%.	1.527%	19.9%

Monthly payment	Minimum payment each month	£50 each month	£100 each month
How much interest will be charged in the first year?	£127.49	£102.78	£59.62
How much interest will be charged in the second year?	£157.52	£57.01	-
How long would it take to clear the balance?	23 years 5 months	2 years 2 months	1 year

Thomas Cook Credit Card balance transfer terms and conditions

1. You can transfer up to 90% of your credit limit, depending on the available credit limit on your account.
2. We reserve the right to refuse a credit card balance transfer or to limit the amount you can transfer.
3. A 2.99% handling fee will apply to each 0% interest balance transfer you make.
4. We can’t accept transfer from cards or loans issued by companies within the Barclays Group.
5. If you choose to close your account with other lenders, please let them know in writing.
6. You should continue to make payments to other lenders until the balance has been confirmed.
7. At the end of their promotional periods, Promotional Balances will be transferred to the Standard Balance and the standard rate will apply unless they relate to cash transactions in which case they will be transferred to the Cash Balance and the cash rate will apply.
8. We will transfer Promotional Balances to the Standard Balance or the Cash Balance (as relevant) at the end of the promotional period and also if you break this agreement.
9. We will also apply the standard rate (or cash rate if applicable) to Promotional Balances before the end of their promotional periods if you do not make at least your minimum payment by the payment due date or if you exceed your credit limit at any time.
10. To qualify for this balance transfer offer you must transfer any balance within 60 days of opening your Thomas Cook Credit Card account. Please see summary box and Thomas Cook Credit Card conditions about allocation of payments.