Credit Guidance

Barclaycard is committed to supporting its customers through these challenging times and have a number of initiatives in place.

Barclaycard Customer Helpline

Barclaycard encourages customers who feel they may be having difficulty in paying their bills to contact us early. If you are concerned about your ability to pay your bill please call 0844 241 2929 (Call charges information) to discuss your situation with one of our advisers. The line is open from 8am until 9pm Monday to Friday and between 9am and 6pm Saturdays.

We are here to help. A member of the team will talk through the problem and will do all they can to help you get back on track.

Helping you manage your money

Help with getting independent debt advice.



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Thinking about borrowing?

Tips for selecting the right product for your needs, how to calculate what you can afford to borrow and responsible lending information.

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Guide to Fraud

Discover further information on protecting against credit card fraud.


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The application process explained

Get an insight into how your application is assessed, credit reference agencies and what to do if you're unsuccessful.

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Credit decisions explained

Discover what happens when you apply and some useful tips on improving your credit report.

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Barclaycard offers credit cards with balance transfers, cashback cards, and rewards cards, as well as personal loans, secured loans and insurance products.
For more information on the Barclaycard range of credit cardsor to apply for a credit card,0% balance transfer credit card,apply for credit card online,balance transfer,cashback credit card.Are you looking for a card that offers a credit balance transfer?Then fill out our credit card applicationform covering our entire credit card range.Will also offer: Credit cards low APR,interest free credit card,online credit card,Platinum credit card,UK credit card range,UK low rate credit card.Personal Loans.Business Credit Card.Insurance