What if I have difficulties making repayments?

We know that life isn’t always as smooth as we’d like. It’s easy for your circumstances to change, for things to go wrong and suddenly, you find you can’t make your Barclaycard repayments.

What should I do if I run into problems with my payments?

The first thing to do is not to panic. The second is to stop thinking that if you ignore it the problem will go away – it won’t.

Quite simply, tell us as soon as you can, especially before things get any worse. Our advisors can help you when you’re worried about your financial situation.

Call 0844 241 2929 (call charges information) and you can talk directly to an advisor who’ll give you practical support and advice.

Where can I get independent advice?

We’ll give you the best advice and support we can, but appreciate that you might want to talk to someone who is independent from Barclaycard.

You can get free, impartial and confidential advice on money matters from the Citizens Advice Bureau, Consumer Credit Counselling Service (CCCS) and National Debtline.

And you can find even more independent advice form the Financial Services Authority (FSA) at www.moneymadeclear.fsa.gov.uk.